Most employees understand the basics about workers’ compensation insurance and how they are protected while they are on the job. However, they may not fully know the details of what actions they need to take, who they need to communicate with, and any other specifics about the entire process. This may make them miss something important to receive all their benefits from their employer, which can cause issues in receiving the proper amount of workers’ compensation in Orlando. These are a few things that every employee should understand about workers’ compensation and how it works.
Many people think that an employee needs to be injured by doing a job-related task to qualify for workers’ compensation benefits. However, these benefits cover any type of injury that may occur when you are at work, including accident slip and fall injuries, twisted ankles, and other accidents. You must report this injury in a timely manner to your manager and their insurance carrier to avoid any penalties with your case
When you are injured at work, you will be eligible to receive a portion of your income to sustain you as your recover. These benefits cover temporary wage loss, and include either partial disability or total disability wages, depending on the extent of your injury and recovery period. To be eligible for these benefits, you will need to provide documentation from your doctor.
You cannot sue an employer when you are injured on the job. In fact, workers’ compensation is a trade-off for these materials, as it protects both you and the employer from any of these instances. When you receive workers’ compensation, you can no longer sue. The only times when you may consider suing your employer for an injury at work is if they have been reckless or negligent.
Some state laws permit certain types of employers from having to give their employees workers’ compensation benefits. These factors may include the number of employees, types of business, and type of work performed. For example, this may apply to farmers or volunteers. Even though it may not be required by the state laws, it is important for employers to understand the importance of having workers’ compensation benefits for both themselves and their employees.
These are a few things that every employee should understand about workers’ compensation and how it works. By being aware of the process to receive your benefits, you will be able to position yourself to get everything you need to care for your injury on the job. Contact our attorneys in workers’ compensation in Orlando if you need help fighting your case today.